STATUTORY TERMS OF ENGAGEMENT

Terms of Engagement & User Service Agreement

These Terms of Engagement constitute a legally binding contract between you and AV Property Intelligence. They govern your access to our deterministic mathematical underwriting models, volatile decision tools, and advisory services.

Last Updated: January 1, 2026 • Governing Law: Laws of the Republic of India

Strict Non-Broker Status

AV.LUXURY is an independent software and financial intelligence platform. We are not a licensed real estate broker, we do not list properties for sale, and we do not represent developers or sellers.

Mathematical Decision Aid

Our algorithms compute deterministic metrics based on state revenue schedules, RERA filings, and user inputs. These outputs provide institutional clarity but do not replace certified legal title opinions or structural surveys.

Exclusive Buy-Side Loyalty

We accept zero developer commissions, zero listing sponsorships, and zero broker referral kickbacks. Our software and advisory outputs serve the buyer's financial interests exclusively.

01.Acceptance of Terms & Scope of Service

By accessing or using the website `https://av.luxury` or any of its associated toolkits, decision calculators, APIs, or dossier generation services (collectively, the "Platform"), you agree to be bound by these Terms of Engagement. If you do not agree with any provision of these Terms, you must immediately discontinue your use of the Platform.

AV.LUXURY provides analytical software designed to assist property investors, family offices, and individual luxury homebuyers in evaluating spatial loading, statutory tax friction, builder-buyer agreements, and negotiation parameters.

02.Independent Software Classification & Professional Disclaimers

Not a Real Estate Brokerage:AV.LUXURY does not hold itself out as a real estate agent or broker under Section 9 of the Real Estate (Regulation and Development) Act, 2016 (RERA). We do not facilitate property transactions, broker sales agreements, or hold escrow booking deposits.

Not Legal Advice:The outputs of our Builder-Buyer Agreement (BBA) Red Flag Scanner, Requisition Letter Generator, and 30-Year Title Continuity Audit are automated pattern-matching tools. They provide actionable diligence checklists but do not constitute legal opinions or formal attorney-client relationships. Always engage an independent advocate for certified title searches.

Not Architectural or Structural Certification:The Possession Snagging Matrix provides a standardized inspection framework based on National Building Code (NBC) guidelines. It does not replace certified structural stability audits performed by licensed civil engineers.

03.Mathematical Determinism & Input Responsibility

Our calculation engines (including Carpet Loading Factor, Stamp Duty Waterfalls, and NRI Section 195 TDS) are 100% deterministic: they execute mathematical formulas strictly based on user inputs and published government statutory rates.

You acknowledge that the accuracy of calculated outputs (such as true living rates, Pre-EMI delay costs, and withholding TDS) depends directly upon the accuracy of parameters you enter.
While we update statutory tables regularly in accordance with state gazettes (e.g. Maharashtra Stamp Act Article 25, Karnataka Kaveri 2.0, and CBIC GST Circulars), municipal local bodies periodically revise local cess rates and guidance values. Users must verify final registration tariffs with the respective sub-registrar.

04.Subscription Accounts, Billing & Fair Access

Access to advanced underwriting studios, AI due-diligence drawers, and persistent portfolio vaults requires a paid membership tier or individual pass:

Payment Authorization: You agree to provide valid payment credentials. All recurring subscription fees are billed in advance.
Cancellation Policy: You may cancel your subscription at any time via your user dashboard. Access remains active through the end of the paid billing period.
Account Security: You are responsible for maintaining the confidentiality of your login credentials. Sharing accounts across organizations is strictly prohibited.

05.Proprietary Intellectual Property & Restrictions

All mathematical engines, user interface workflows, underwriting matrices, design layouts, and proprietary code bases of AV.LUXURY are the exclusive intellectual property of AV Property Intelligence and are protected by Indian and international copyright and trademark laws.

Prohibited Actions: You may not reverse-engineer, decompile, scrape via automated bots, mirror, or commercially syndicate our underwriting formulas or proprietary decision tools without express prior written consent.

06.Limitation of Liability

To the maximum extent permitted by applicable Indian law, in no event shall AV Property Intelligence, its directors, engineers, or advisors be held liable for any indirect, incidental, punitive, or consequential damages arising out of property acquisition decisions, price negotiation outcomes, title disputes, construction delays, or developer contractual defaults. Our total aggregate liability under any claim shall not exceed the amount paid by you to AV.LUXURY in the twelve (12) months preceding the dispute.

07.Governing Law & Binding Arbitration

These Terms shall be governed by and construed in accordance with the substantive laws of the Republic of India. Any controversy, claim, or dispute arising out of or relating to these Terms shall be referred to and finally resolved by binding arbitration seated in Bengaluru or Mumbai, India, conducted in English in accordance with the Arbitration and Conciliation Act, 1996, by a sole arbitrator mutually appointed by the parties.

Understand Our Fiduciary Principles

Discover our strict 7-point buy-side conflict-of-interest charter.

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