DETERMINISTIC INVESTMENT CALCULATOR
Indian Real Estate Financial Engine
Simulate complete property ownership economics. Calculate state-specific stamp duty, exact reducing-balance loan EMIs, net rental yields, and 5-year compounding capital appreciation.
Investment Parameters
Asking Price₹ 1.50 Cr
Down Payment (20%)₹ 30 L
Home Loan Rate8.5% p.a.
Loan Tenure20 Years
Estimated Monthly Rent₹50,000/mo
Total All-Inclusive Outlay
₹ 1.60 Cr
Includes ₹ 8.40 L (5.6% Stamp Duty)
Monthly Home Loan EMI
₹ 1.04 L
Loan: ₹ 1.20 Cr @ 8.5%
Net Rental Yield
3.04%
Gross Yield: 4%
Monthly Net Cash Flow
-₹58,164/mo
Rent - EMI - Maintenance
5-Year Projected Capital & Wealth Compounding
Est. Value (Year 5)
₹ 2.01 Cr
5-Yr Net Rental Collected
₹ 25.55 L
Projected 5-Yr ROI
+190%