FIDUCIARY PRIVACY CHARTER

Privacy Charter & Data Protection Policy

AV Property Intelligence operates as a strictly confidential buy-side advisory technology. We do not sell user data, we accept zero broker referral kickbacks, and our decision tools execute in 100% volatile browser memory without writing your draft contracts or calculations to any server.

Effective Date: January 1, 2026 • Statutory Alignment: India DPDP Act 2023 & Global Fiduciary Standards

100% Volatile RAM Execution

All 11 Fiduciary Decision Tools run inside your browser's local memory via Web Workers. Uploaded draft contracts, floor plans, and financial inputs are never sent to a backend database or saved to disk.

Zero Broker Lead Monetization

Traditional real estate portals monetize by selling your contact info to dozens of aggressive brokers and developers. We strictly prohibit third-party lead sales. Your inquiry remains 100% confidential.

Bank-Grade AES-256 Vaults

If you create an account to save properties in your private Portfolio Vault, data is cryptographically isolated with AES-256 at rest and transmitted strictly via TLS 1.3 SSL channels.

DPDP Act 2023 Conformance

We operate under the fiduciary provisions of India's Digital Personal Data Protection Act, 2023. You maintain absolute sovereignty with complete rights to data portability and immediate permanent erasure.

01.The Fiduciary Privacy Pledge

AV Property Intelligence ("AV.LUXURY", "we", "us", or "our") is founded on the fundamental principle that high-value real estate buyers require institutional confidentiality. Unlike conventional listing portals that generate revenue by capturing buyer search behavior and auctioning contact details to developers, channel partners, and mortgage brokers, AV.LUXURY is funded exclusively through subscription software access and private advisory mandates.

The Fiduciary Guarantee: We do not participate in broker syndication networks, we do not host advertising pixels from ad exchanges, and we will never sell, lease, or distribute your email address, phone number, property evaluations, or negotiation scenarios to any third party under any circumstances.

02.100% Volatile Memory Execution Architecture

Our suite of 11 Fiduciary Decision Tools (including the Carpet Area Loading Unmasker, Builder-Buyer Agreement Red Flag Scanner, NRI Section 195 TDS Calculator, and 30-Year Encumbrance Certificate Title Audit) operates under a zero-storage volatile architecture:

Client-Side Computation: All mathematical formulas, loading calculations, and tax waterfall simulations execute strictly within your local device's browser memory.
Zero Server Storage for Uploaded Drafts: When you paste or drop a draft Builder-Buyer Agreement into the Agreement Checker, the text is evaluated by an in-memory client JavaScript worker. The text is never transmitted to, processed by, or cached on our server hard drives.
Session Reset: Closing your browser tab or clicking "Clear Session" instantly vaporizes all volatile memory buffers without residual server logs.

03.Information We Collect & Lawful Basis of Processing

We collect only the minimum information necessary to authenticate your subscription and deliver your requested services:

Account & Identity Credentials:Your name, verified email address, and encrypted password hash (bcrypt salted) required to create and secure your private user account.

Saved Portfolio Vault Data:If you explicitly click "Save to Portfolio", property parameters (carpet sqft, purchase price, city, loan rate) are stored in your private database partition for your recurring analysis.

Payment & Billing Records:Payment processing is handled via certified PCI-DSS Level 1 payment gateways. AV.LUXURY never stores or has access to your raw credit card numbers or banking PINs.

04.Digital Personal Data Protection (DPDP) Act Rights

In full compliance with India's Digital Personal Data Protection Act, 2023, you maintain complete statutory rights over your personal data:

Right to Access & Summary:You may request a machine-readable JSON export of all personal data and property entries held in your user account at any time.

Right to Complete Erasure:You have the absolute right to demand permanent deletion of your account and all associated portfolio vault data ("Right to be Forgotten").

Right to Correction:You may update or rectify inaccurate profile information directly via your dashboard settings.

Right to Grievance Redressal:Direct escalation to our designated Data Protection Grievance Officer with guaranteed formal acknowledgment within 24 hours.

05.Cookie & Tracking Policy

AV.LUXURY employs a minimalist cookie architecture strictly restricted to technical functionality:

Authentication Cookies (Strictly Necessary): Encrypted HTTP-only, SameSite=Strict cookies used solely to maintain your authenticated session.
Zero Cross-Site Ad Trackers: We do not embed Facebook Pixels, Google Remarketing Tags, or invasive third-party ad network scripts that follow you across the internet.
Local Storage: Your active dark theme preferences and temporary in-memory tool slider settings are stored in local browser storage on your device.

06.Grievance Officer & Regulatory Inquiries

In accordance with the Information Technology Act, 2000 and the Digital Personal Data Protection Act, 2023, the designated Data Protection Grievance Officer for AV Property Intelligence is:

Officer: Fiduciary Compliance Directorate

Entity: AV Property Intelligence (AV.LUXURY)

Email: contact@av.luxury (Subject: Attn: Data Protection Officer)

Jurisdiction: Bengaluru / Mumbai, Republic of India

Response Commitment: Formal acknowledgment within 24 hours; resolution within 15 business days.

Review Our Engagement Standards

Examine the legal parameters governing software usage and buy-side intelligence.

Terms of Engagement Fiduciary Charter